VP, Credit Policies & CDL Management

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

Risk Management is responsible for managing the risks arising from the business activities and ensuring these risks remain within the overall risk appetite established by the Board and Senior Management. This involves identifying and evaluating the risks and developing effective risk governance and strategies to manage them.

Risk Management is organized according to the management of material risk types i.e. credit risk, market risk, balance sheet risk and operational risk. This allows us to develop and to leverage on specialized knowledge and skills required for the effective management of risks. 

Job Responsibilities

1.Develop, review and enhance all related Credit & Basel related Policies, Guidelines and framework (covering Wholesale, Retail Banking to align with regulatory guidelines   

2.Review and provide consultative comments relating to the credit parameters, criteria for lending & treasury product program  

3.Understanding on the whole E2E process ie pre and post approval process 

4.Knowledge on ESG related esp on Environmental & Climate risk and stress test

5.Knowledge on FX/Derivatives products and CCRS system (Counterparty Credit Risk System) as well as ability to work cooperatively with Global Market function   

6. Provide consultative comments and support to Credit Portfolio Management on policy for ongoing portfolio performance monitoring & analysis.

7. Training and refreshment on credit related policies & guidelines to all relevant parties to ensure compliance

Job Requirements

1. Bachelor Degree / Master Degree in Finance or Business Administration

2. More than 5 years work experiences in Banking or Financing Institutions (especially in credit approval function will be a plus)

3. Knowledge on wholesale & retail banking products including experiences in credit underwriting process

4. Good communication & Proficiency in English (both writing and speaking)

5. Possessed good logical thinking and initiative as well as having good relationship with others.

หมายเหตุ : ธนาคารมีความจำเป็นจะต้องดำเนินตรวจสอบและเก็บข้อมูลประวัติอาชญากรรมของผู้สมัครในตำแหน่งงานนี้เพื่อตรวจสอบคุณสมบัติหรือลักษณะต้องห้ามตามนโยบายของธนาคาร 

Remark: The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy. 

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.

Competencies