SVP, PFS Risk Head

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

Job Description

The PFS Risk Head is a senior management-level position responsible for accomplishing results through the management of a team or department to monitor the retail bank portfolio (Secured and Unsecured Assets) and to identify opportunities to enhance credit performance of the retail bank portfolio. The overall objective of this role is to lead the management of the retail bank's portfolio exposure to client effectively.

Responsibilities:

• Lead and develop a team of risk analysts and manage complex/critical/large professional disciplinary areas

• Lead risk financial forecasting efforts, including designing and maintaining complex credit loss and financial risk forecasting models, conducting cost of credit analyses, and monitoring product trends to identify key areas of risk-opportunity

• Develop, test, optimize and implement credit/valuation policies

• Manage risk levels for the entire credit/valuation spectrum across multiple products and retail formats consistent with program financial goals

• Track and report on initiatives, performance results, emerging trends and opportunities to senior management

• Establish cross-functional partnerships and networks to support the execute cross- functional and business initiatives

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of others and create accountability with those who fail to maintain these standards.

• This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.

Qualifications:

• Bachelor's degree/University degree or equivalent experience. Master's degree preferred

• 10+ years of experience in credit risk management or equivalent training & leadership or management team skills.

• Experience in the financial services industry preferred

• Demonstrated accountability for delivery of a full range of services to one or more businesses/geographic regions

• Consistently demonstrate clear and concise written and verbal communication

• Proven negotiation skills often used at a senior level

• Demonstrated ability to synthesize, prioritize and drive results with urgency

• Ability to obtain support and buy-in across a wide range of internal and external audiences

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.