Credit Underwriting Senior Officer

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Retail function provides Personal and Business Banking customers with financial solutions tailored to their needs. We help them manage their money wisely and meet their financial goals through an extensive range of products and services. These include deposit, insurance, secured and unsecured loans, investment and wealth advisory services.

Job Responsibilities

• Process incoming credit requests reviewing for completeness/accuracy, and convert to concise, accurately recorded credit facilities.

• Analyze/evaluate credit reports as well as coordinate and follow up on actions plans, implementations, and related defects.

• Maintain an executive document to track all request, changes, and action plans performed on credit reports.

• Prepare weekly and monthly audit reports and contribute to achieving acceptable audit ratings.

• Prepare portfolio and related credit information for internal and external auditors.

• Make evaluative judgements based on the analysis of factual information.

• Resolve problems by identifying and selecting solutions through the application of acquired technical experience and guided by precedence.

• Appropriately assess risk when business decisions are made, demonstrating consideration for the firm's reputation and safeguarding, its clients, and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Job Requirements

• Relevant experience required with 5 years working experience.

• Bachelor’s degree/University degree or equivalent experience.

• Experience in credit operations or similar position Knowledge of the processes, procedures, and systems.

• Proficient computer skills with a focus on Microsoft Office, Microsoft Project, and Windows domain.

• Ability to work in a team-oriented environment.

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.