Risk MIS & Reporting Manager

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia, Thailand and Vietnam, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

We design and provide products and services that empower our customers to enjoy greater banking convenience while they extract more value from their money. In particular, we are focused on promoting and developing healthy saving and investment practices across generations.

Job Responsibilities

• Lead credit portfolio trend monitoring, segmentation analysis and benchmark setups for new acquisition and portfolio management for Retail banking products.

• Develop automatic report, interactive dashboard to assist data driven decisions in collaboration with other functions from Global Technology, Group Risk … etc.

• Use Data processing tools for performing analytics & related MIS.

• Contribute to the development of new techniques and improvement of processes and work-flows by applying in-depth disciplinary knowledge and integrating subject matter and industry expertise within Risk Management

• Develop recommendations to adjust credit policies by analyzing credit and financial performance and utilizing statistical scoring, segmentation, and regression and simulation techniques.

• Analyze business requirements and explore opportunities with data mining by using Decision tree approach for risk mitigation recommendation.

• Manage risk levels for the entire credit performance across Retail banking products and prepare risk management presentations for senior management.

• Participate in developing, testing, and optimizing credit policies, ensuring consistency and regulatory compliance, and assist in the implementation of those policies, processes and other related initiatives.

• Assist in scorecard implementation and model validation review.

• Create and renew process procedure, documentation with data quality assurance controls.

• Proactively get informed on developments/news in the industry

• Require for deep understanding of the loan loss forecasting and loan loss reserve methodology.

• Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm’s reputation and safeguarding, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

• Provide technical training & support to junior analyst.

Job Requirements

• Bachelor’s degree or equivalent experience

• Minimum 5 – 8 years of experience, preferable to have experience working in the retail risk management. Relevant experience in fields of banking, accounting, finance, reporting and data analytics can be considered.

• Expertise in financial analysis and large data processing

• Knowledge of accounting and corporate finance, financial modeling, credit and banking products, credit analytics, risk assessment, and transaction execution

• Demonstrated ability to synthesize, prioritize and drive results with a sense of urgency.

• Proven ability to remain organized in a fast-paced environment, managing multiple projects.

• Demonstrated accountability, self-motivation, and business acumen.

• Practical experience of SAS/SQL/VBA/Python programming languages and database management.

• Good command of data processing software such as MS Excel, Access.

• Experience in decision tree/model/scorecard development is a plus.

• Proficient in English

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.

We will carefully review your application and be in touch if your profile is shortlisted.