FVP, Independent Credit Monitoring

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

• Assist business units in identifying high risk accounts, provide independent reporting for management oversight and formulation of action plan(s) to prevent further deterioration in asset quality.
• To provide Credit Management Committee (CMC) the following reports and analysis:

(a)      Overview of Vulnerable Borrowers;

(b)      Vulnerable Borrowers with High Risk;

(c)      Bank wide year-to-date Impairment Loss (IL) Movement;

(d)      New Vulnerable Borrowers and Major New Special Mention Accounts;

(e)      Major Accounts Pending Payment;

(f)       Tracking of Repayment for Business Banking Delinquent Accounts;

(g)      Wholesale Bank Top 10 Borrowers with Moratorium;

(h)      Overview of Bullet Balloon Repayment;

(i)       Bankwide Delinquency & Delinquency by BU and NPL Trend;

(j)       Bankwide Islamic Bank Window (IBW) Delinquency and NPL Trend;

And any other thematic review, reports or analysis as per CMC’s request.

• To provide Secretariat support:

(a)      To provide secretariat and coordination support for Group Credit Committee (GCC), In-country Credit Committee (ICCC) and Credit Management Committee (CMC);

(b)      To follow through with relevant stakeholders on all actionable matters arising from Credit Management Committee’s decision / discussion;

(c)      To update approval of Corporate Banking cases (on behalf of ICCC) in the bank’s loan origination system (Credit Master).

Job Requirements

• A recognized degree with at least 10 years of relevant working experience in Credit from Corporate / Commercial Banking.
• Excellent communication, interpersonal and organization skills.
• Attention to detail and strong analytical skills.
• Good team player as well as ability to work independently

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.

Competencies