VP1, Credit Approver, PFS Credit Unsecured

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

Job Responsibilities

• Perform evaluation and credit & escalate to Card Risk on suspected fraud/tampered application.
• Ensuring applications are processed within stipulated turnaround time and able to meet daily required productivity set by the department.
• Ensure that all decisions are consistent and within the Bank’s credit policies and guidelines.
• To participate in credit meeting or discussions and raise issues in credit approval and support on sanity testing as and when required. 
• To maintain a high-quality portfolio, integrity of processes and strong credit culture.
• This position requires strong attention to detail, organized and the ability to work effectively in a fast-paced environment.
• Perform any ad hoc duties assigned from time to time.

Job Requirements

• Must possess at least bachelor’s degree.
• Minimum 3 years in approving credit facilities. 
• Strong analytical, good communication and interpersonal skill. 
• Computer literate, i.e. Microsoft Office
• Fast learner and ability to work under pressure with good team player skills
• Candidate with profession credit certification (PCC) or Certified Credit Professional (CCP) would have an added advantage. 

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.