KYC & CDD (AML) Specialist (up to VP)

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

UOB Innovation Hub 2 (InnoHub2) is a UOB-wholly owned subsidiary and a Centre of Excellence based in Malaysia, providing Group Business Services (GBS) to support the UOB Group. Started in 2021 with technology application design, development and support, InnoHub2 is expanding beyond technology services to deliver other business services to support the Bank’s growth ambition. We are looking for talented and motivated individuals to be part of the pioneer team spearheading the development and delivery of the new services.
 
As part of the InnoHub2 team, you will have the opportunity to work on Group initiatives and gain regional business exposure. We are dynamic, passionate and purposeful about delivering trusted financial solutions that enables business growth. An exciting career progression with varied opportunities awaits you at IH2. Come grow your career with us.

Job Responsibilities

We are looking for talented individuals in roles with the Group Wholesale Banking, Anti-Financial Crimes Operations (AFC Ops) Corps / FIs AFC Ops Team.

The selected candidate will be assigned to the AML & KYC Team (“the Team”) whereby its key responsibility is to ensure that the customer due diligence (CDD) program, incorporating customer identification and verification (ID&V), know your customer (KYC), anti-money laundering (AML) principles and Sanctions oversight are in place. The team will support the various business segments within Group Wholesale Banking comprising of Corporates and Financial Institutions in performing the CDD reviews, in meeting regulatory requirements and helping to grow the business.

Specifically, we are looking for talented individuals to join the following teams:

KYC Review

• Track, monitor, and manage case turnaround times and volumes, ensuring no overdue cases, and provide regular statistics for management reporting.
• Perform Customer Due Diligence (CDD) and Know Your Customer (KYC) reviews in line with AML/CFT internal policies and processes.
• Prepare documentation and liaise with Relationship Managers (RMs) and Group Compliance for additional information.
• Ensure data accuracy in systems and documentation, including follow-ups on requests for information (RFIs).
• Escalate material hits for further clearance and initiate processes for account closures, where applicable.
• Provide advisory support to Business Units (BUs) and RMs on CDD-related matters.
• Obtain appropriate approvals for any exceptions or deferments as required by internal policies.
• Participate proactively in projects promoting client value, operational efficiency, and innovation.
• Maintain a robust, well-documented control environment ready for audits

Document Collection 

• Collect Know-Your-Customer (KYC) documents for the assigned portfolio.
• Review documents to ensure compliance with the bank's internal policies and procedures.
• Track, monitor, and manage case turnaround time and case volume, ensuring no overdue cases.
• Provide regular statistics for management reporting.
• Ensure data accuracy in systems and documentation, including following up with requests for information (RFIs).
• Retrieve business profiles and other publicly available information.
• Perform general administrative and ad-hoc responsibilities, e.g., test of controls, scanning, and archiving.
• Participate in ad-hoc assignments and projects, e.g., audit, user acceptance testing, etc.

Job Requirements

The ideal candidate should possess the following qualities:

KYC Review

• Experience: Prior working experience in KYC / CDD roles is a must
• Problem-Solving: Detail-oriented with the ability to think on your feet and tackle challenges independently
• Regulatory Knowledge: Expertise in MAS 626 regulations and AML/CFT and Sanctions requirements
• Communication: Emotionally mature, capable of effective communication with diverse stakeholders
• Passion: Strong interest in building a career as a KYC / CDD specialist
• Language Skills: Proficiency in written and spoken English; additional languages are a bonus
• Team Player: Self-driven with excellent interpersonal skills to communicate, influence, and negotiate
• Certification: Certified AFC specialist (e.g., CAMS / Diploma in AML, Governance and Risk) is an advantage

Document Collection

• Fresh graduates with a keen interest in the KYC & CDD function are welcome to apply.
• Experience in KYC/CDD roles is a plus
• Detail-oriented and flexible problem solver
• Emotionally mature communicator with diverse stakeholders
• Proficient in written and spoken English; additional languages are advantageous
• Self-driven, team player with strong interpersonal skills

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.