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SO, Credit Risk & Control Analyst, Risk Management

Posting Date:  20-Mar-2023

Kuala Lumpur, Wilayah Persekutuan, MY

Company:  United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

Utilize Statistical Analysis System (SAS) to perform standard monthly analyses as well as customized risk analyses and communicate key findings to senior management.
• Identifies inconsistencies in data or results, defines business issues and formulates recommendations.
• Perform Risk and Control assessment (i.e., MCA and QAF) in accordance to prescribed standards and ensure test results are properly and timely documented.
• Ensure appropriate root cause analysis and corrective actions are put in place for any observations/exceptions identified as a part of the analyses, assessments, reviews and KRI breaches.
• Monitor corrective actions and ensure resolution and closure of each item by the respective deadline.
• Conduct gap analysis on new or updated global policies and local regulatory guidelines to ensure timely compliance and implementation.
• Prepare monthly reports and decks to the senior management accurately and timely.
• Track and ensure all regulatory reporting within the Risk department are submitted timely.
• Track and ensure all Risk employees have completed mandatory trainings and mandatory absence.
• Perform premises sweep to ensure clean desk policy adherence.
• Coordinate audit and compliance reviews.
• Manage the Risk department tracker to ensure key tasks (i.e., BCPPM, RAF, benchmark etc.) are completed timely.
• Assist with annual procedure reviews, ensuring the full population of procedures are revised at least once annually.
• To liaise with stakeholders, to effectively manage unit activities to mitigate franchise risk through continuous process improvement.

Job Requirements

2-5 years of experience as an analyst in credit risk, internal control, audit or compliance function.
• Experience in financial analysis, SAS programming, data analysis.
• Knowledge of Statistic, Programming, financial modelling, credit and banking products, credit analytics, risk assessment, and transaction execution.
• Strong understanding of risk and control concepts.
• Excellent written and verbal communication skills including presentations.
• Problem solving and analytical skills with good attention to detail.
• Ability to work under pressure and manage multiple tasks simultaneously while meeting deadlines.
• Ability to prioritize deliverables and work independent of direct supervision.

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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