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SVP, Credit Commercial Approver, East Malaysia

Posting Date:  10-Mar-2023

Kuala Lumpur, Wilayah Persekutuan, MY, 50738

Company:  United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

  • Approve credit / financing applications such as new facilities / incremental / annual review, temporary excess, offerings etc if within CDL.
  • Perform credit assessment and prepare credit evaluations for credit applications beyond CDL for decision-making by higher approving authorities.
  • Review and approve all the internal credit ratings of customers.
  • Work with BU to identify, mitigate and manage credit risks including resolving complex credit issues with BU.
  • To ensure that credit decision is guided by the Bank’s Credit Policy, guidelines and practices.

Job Requirements

  • Requirement minimum 12 years in Commercial/Corporate  Banking either as team leader with good credit fundamentals or mix with experience in Credit Evaluation and Business .
  • Solid analytical and technical capabilities, with a thorough understanding of plain vanilla and structured transactions.
  • Have agile mind set and Team-player with a can-do attitude

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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