Apply now »

VP, Team Lead, Credit Policy, Risk Management

Posting Date:  19 Nov 2023

Kuala Lumpur, Wilayah Persekutuan, MY, 50350

Company:  United Overseas Bank (Malaysia) Bhd

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

  • To review, maintain and develop credit policies/frameworks of the Bank to reflect the change in credit risk in line with business of the Bank. 

  • Regularly monitors regulatory changes impacting the Bank.  Make recommendations for suitable changes to the credit policy, if so required.

  • Perform independent review of product programs and proposals to ensure alignment to the Bank’s credit risk appetite encapsulated within the credit policies.  

  • To provide guidance on policy interpretation and implementation as well as feedback on any revision to operating practices or processes is in alignment to the credit policy.

  • To review, monitor and report Credit Discretionary Limits of credit approving authorities.

  • Other responsibilities include secretariat functions, managing of regulatory request, reporting etc.

Job Requirements

  • Degree with more than10 years of related experience.

  • A creative approach to solving complex problems. 

  • The ability to work as part of a dynamic, results oriented team. 

  • The ability to plan your own workload and prioritize tasks. 

  • Good verbal and written communication skills to effectively interact with senior stakeholders.

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.

Apply now »