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Posting Date:  03-Oct-2021
Location: 

Raffles Place, Singapore, SG

Company:  United Overseas Bank Limited

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

We are building and expanding the best digital bank in ASEAN.

 

Traditional retail banking is changing rapidly, and will change even more in the next 10 years. We fundamentally rethink the retail banking strategy, business model and proposition, to stay relevant and keep up with the challenges that lie ahead in this rapidly evolving landscape.

 

TMRW (pronounced as “tomorrow”) empowers the digital generation with a full suite of banking solutions through a smart, mobile-only app. Our mission is to build and expand the best digital bank in ASEAN. Launched in Indonesia and Thailand as the first mobile only digital bank by United Overseas Bank (UOB) in ASEAN, TMRW offers innovative and simple solutions to help customers stay one step ahead of their finances. Our business model is powered by next-generation artificial intelligence, machine learning, data analytics, user interface design and smartphone capabilities. These include our own digital technology innovations as well as solutions provided through our collaboration with FinTech partners. We embrace a competitive strategy that focuses on customer intimacy, measured by net-promoter-score (NPS).

 

Since launch, TMRW has won many awards in total, including: Best Digital Bank in ASEAN, Best Digital Bank for Customer Experience and Best Bank for Millennials.

As we enter our next phase of growth, we are looking for entrepreniurial and open minded team players who are keen to learn, enjoy taking on multiple roles, and willing to step out of your comfort zone.

You will be the catalyst of change for UOB and be part of our exciting roadmap in the next chapter of growth. Get ready for an exciting career path in a start-up environment that is diverse and fast-paced, where you will have the opportunity to be engaged in transformative programs, and collaborate with business, and technology teams as well as regional and country stakeholders. We believe in empowering our people, giving them autonomy and ownership of what they do and their successes.

Join us to transform the future of banking and make banking simple, transparent and engaging!

Job Responsibilities:

The role is accountable for the development and maintenance of risk strategies to balance the risk and reward for new and existing of credit products, and apply test and learn methods to new market and customer segments, and to design and monitor the fraudulent activities.
 
The individual is required to work closely with the Credit Policy, Business/Products, Finance and Operations functions to develop and deploy logic for managing credit and anti-fraud policy and strategy. The responsibilities include:

  • Developing, testing, and optimizing credit policies/strategies including full accountability for implementation of those policies and processes
  • Performing profile analysis and designing test to target new customer segment, analyzing test result and applying the rest result to improve the current strategy
  • Identifying alternative data and testing the effectiveness in utilizing new data in differentiate the risk
  • Monitoring and investigating the fraudulent risk and cases and designing strategies to mitigate the risk
  • Supporting ad-hoc risk policy analysis and projects as required
  • Ensure regulatory compliance

Job Requirements

  • Self-motivated with learning and growing mind
  • 1-3 years’ experience with data analytics, with credit risk related experience is preferred
  • Bachelor’s degree in a quantitative discipline or business. Master’s degree preferred.
  • Good project management skills and ability to manage multiple priorities and work under tight deadlines
  • Excellent verbal and written communication and presentation skills
  • Ability to interact successfully with business partners, operations, technology and finance teams
  • Strong planning, coordination and organization skills
  • Ability to work effectively in a cross-functional organization
  • Proficient at SQL and Python programming

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.

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