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VP, Unsecured & Cards Business Financial Analyst, Group Finance

Posting Date:  11-Jan-2022
Location: 

Raffles Place, Singapore, SG

Company:  United Overseas Bank Limited

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Finance and Corporate Services function manages the financial and administrative needs of the Group to help achieve its business goals.

 

Group Finance

We support enhanced decision-making to achieve optimal and sustainable financial outcomes for our shareholders. We are responsible for providing insights into the performance of the Group through financial, regulatory and performance reporting of the Group.

Job Responsibilities

  • Preparation of Unsecured loan products financial results and KPIs for management reporting. This incl. monthly analysis and forecast of ending balances, spreads and revenues.
  • Managing product financials and behavioral analysis of Unsecured loan products. Update and enhance Financial Models for Unsecured loan products to analyze predictive cum profitability models, guiding new product development and customer retention
  • Annual deliverables like Budgeting, Strategic Plan projection and ICAAP exercise.
  • MIS mapping of various Unsecured loan products in Financial System to ensure correct classification and revenue recognition
  • Monthly consolidation and trend analysis of online data from VISA / MasterCard monthly billings. This incl. preparing customized internal report, to monitor for over-billing and follow-up recovery.   
  • Monitor and follow-up with business on major expenses control e.g. A&P, commercial partners’ commission, monthly accrual. This incl. reviewing business A&P plans to utilize budget.
  • Be the finance lead to project financials and KPIs in collaboration with business and credit teams in Product Portfolio Review (Unsecured Lending and Cards) for management approval.  
  • To support Unsecured Head and PFS Finance on all ad-hoc product analysis requests

Job Requirements

  • Degree in Banking/Finance/Business Administration or equivalent, with at least 5 years of experience in financial modeling and business analysis.
  • Strong inclination in financial and management reporting tools (e.g. Excel Macro/ PowerPoint / Database extraction skills). Advanced level with Excel is a plus.
  • Familiarity with various business and data applications: CRM, Oracle, Power BI
  • Understanding of key business drivers and competitive trends in the unsecured lending industry will be useful
  • Analytical and good strategic thinking
  • Self-driven, also has to be great team player.
  • Strong interpersonal skills to interact at all levels across the organization

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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