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Senior Officer, Credit Associate, Group Credit (Retail)

Posting Date:  06-Jan-2022


Company:  United Overseas Bank Limited

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

  • Perform collection / recovery activity on delinquent Unsecured facilities
  • Negotiate with customer on payment and follow up on payment arrangements
  • Review and assess suitability of customer eligible under Bank's financial assistance program

Job Requirements

Minimum 2 years of banking and finance related to small business and personal debt management
Knowledge in litigation process

Attributes/Personality Traits Required:

Customer Focus
Good Team Player & Result Driven
Has integrity in her/his area of work
Independent, Responsible & Committed
Able to multi task and work on demand


Skills/Technical Ability Required:
Knowledge in Microsoft Words, Excel & Powerpoint
Good Interpersonal and Communication Skills
Good Analytical Skills     
Good Negotiation Skills
Good Writing Skills


Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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