VP2, Senior Credit Analyst, FIG CN

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

Wholesale Banking - Financial Institutions Group China

Job Responsibilities

• Performing professional and efficient credit risk assessment of financial institutions (banks, NBFI).
• Close monitoring of the counterparties and the industry sectors under her responsibilities and providing timely reports and alerts on any material counterparty development or critical market events or major legal/regulatory changes.
• Determining the level of risk appetite for transactions and counterparties while balancing the business needs.
• Performing credit analyses and making sound recommendations on credit lines and documentation requirements through a process of annual/semi-annual portfolio reviews and annual/ad hoc counterparty analyses.
• Conducting industry research for the team as well as obtaining up-to-date information on the counterparties, legal and regulatory environment.
• Processing of annual/ad hoc reviews on country portfolios or counterparties in a timely and effective manner.
• Keeping abreast of the latest regulatory requirements and ensuring compliance of the same.
• Ensuring the accuracy and consistency of internal ratings which are supported by detailed rating rationales in response to changing circumstances.
• Maintaining a close and professional dialogue with lines of business and relevant functions (including Legal and Compliance) to understand the market practices.
• Coordination of regular/ad hoc portfolio exposures reporting to Head Office/Regulators.

Job Requirements

• Bachelor degree from a recognized university
• At least 8 years relevant working experience in banking industry
• Credit writing and analysis skills 
• Good knowledge of Chinese banking and regulations
• Ability to work under tight deadlines
• Team player
• Keen to learn
• Good spoken and written English and Mandarin

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.

Competencies