Manager/Senior Officer Portfolio Monitoring Analyst, Group Business Banking

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

Our Business Banking team empowers small and medium-sized enterprises (SMEs) across ASEAN with integrated products and services designed to help them thrive across various growth stages. Our offerings span operating accounts, business loans, foreign exchange services, and digital solutions. The Risk Monitoring team with Business Banking plays a crucial role by identifying accounts with potential weaknesses, enabling proactive management to safeguard the Bank’s interests. This is an excellent opportunity for recent graduates looking to gain hands-on experience and kickstart their career in credit risk management. 

Job Responsibilities

As a Portfolio Monitoring Analyst, you’ll play a vital role in the pre-emptive monitoring, supporting early intervention to minimize credit losses and EL optimization. Your work directly contributes to stronger portfolio health:

Trigger Monitoring, Mailbox Management & Review Coordination

• Monitor accounts triggered for review based on Risk Monitoring Framework and upload them into the system for tracking and assignment
• Track review status and ensure timely follow-up and completion
• Manage the team’s shared mailbox, respond to or redirect inquiries, and ensure review triggered received via email are acted on promptly

Data Analytics & Trend reporting

• Provide data analytics support to identify trends, early warning signals, and portfolio risk insights
• Generate dashboards or summaries for management and relevant stakeholders
• Assess & review the effectiveness of preemptive triggers embedded in Risk Monitoring Framework for early identification of high-risk accounts prior to delinquency
• Implement and monitor effective risk management tools to improve data-based credit decision for reviews

Risk Reporting & Audit Preparation

• Consolidate data and prepare reports for internal reviews, management updates, and audit requirements
• Partner with Portfolio Management and Product teams to identify high-risk segments, and provide data-driven recommendations to optimize targeting criteria for risk avoidance

Job Requirements

• Attention to detail and a strong focus on producing high-quality work
• Strong data analysis skills with the ability to interpret complex datasets, identify key trends, and extract actionable insights to support proactive risk management strategies
• Proven analytical and problem-solving skills, with the ability to critically evaluate information and form logical conclusions
• Highly organized and self-motivated, with a proven ability to manage multiple priorities, meet deadlines consistently, and proactively identify and implement process improvements
• Strong written and verbal communication skills, with the ability to effectively communicate risk-related information and insights to diverse stakeholders

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

Apply now and make a difference.