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Unsecured Credit Policy Analyst

Posting Date:  24-Nov-2022
Location: 

ID

Company:  PT Bank UOB Indonesia

About UOB

United Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices.

Our history spans more than 80 years. Over this time, we have been guided by our values — Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.

About the Department

The Credit and Risk Management function is comprised of three teams: Risk Management, Credit and Special Asset Management. We manage the risks arising from the Group’s business activities within the risk appetite established by the Board. This involves identifying and evaluating the risks, developing effective risk governance and strategies as well as providing independent assessment of the overall risk profile.

Job Responsibilities

  • Responsible to perform ad hoc analysis and on-going portfolio review to support Country Policy & Portfolio Management Team on Product Review Document, policies and business initiatives review
  • Liaise with different units / parties to roll out credit policies per approved, and evaluate their effectiveness over time (Business, Approval, Operations etc)
  • Work together with other units to improve underwriting process by exploring/utilizing alternative data
  • Ensure compliance on group and local policies for all program initiatives
  • Monitor program initiatives to ensure performance are within expectation
  • Work together with Credit Infra and Business team to ensure smooth execution on program initiatives

Job Requirements

  • At least 3 years of working experience in a retail banking/fin tech with role preferably in a credit risk policy, MIS and portfolio management capacity
  • Analytical mind, good communication and presentation skill, meticulous and self-motivated
  • Familiar with portfolio monitoring techniques & tools such as SAS programming/ SQL,  Excel for data analysis
  • Have knowledge on Unsecured Policies/Business and Digital Platform
  • Familiar with local regulatory landscape

Be a part of UOB Family

UOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.

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